Obamacare S.O.B.

Coming soon to a mailbox nearby, your new Obamacare SOB. Effective 9/23/2012 (don't you wonder how they come up with these dates?) individuals will be entitled to an Obamacare SOB.

Your mandatory Summary of Benefits (S.O.B.) is a short, plain language summary that explains the benefits contained in your policy.

Sounds like the 1 - 3 page summary that is in every policy and employee booklet I have seen for the last 30 years or so.

Your SOB is also supposed to have a glossary of terms.

Sort of like what you have now in your policy or employee booklet . . . but different.

Care to guess who is responsible for determining if your SOB is in compliance?

HHS, DOL and the U.S. Treasury.

Yes, that is correct. Not one but THREE federal agencies with oversight responsibility for your SOB.

These requirements must have been issued by the Department of Redundancy Department.

Care to guess how many folks will actually READ their SOB?

Most will wait until it comes out on YouTube.